Senior Benefits Consultants
Medicare Guidance for Hawaii’s Seniors
Honolulu’s trusted Medicare advisors, providing concierge support and unbiased plan comparisons for seniors and caregivers across all Hawaiian Islands.
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1963
Dependable since 1963
Local Medicare Help You Can Trust—Serving Hawaii Seniors With Heart
Many Hawaii residents feel lost sorting through Medicare’s endless options. It’s normal to be overwhelmed or unsure what plan will truly fit your needs. That’s why Senior Benefits Consultants is here: real people, right here in Honolulu, guiding you with patience and aloha. As an independent agency with years of experience, we bring personal attention, clear answers, and ongoing care—so you can move forward with confidence.
Medicare Solutions That Make Your Choices Clear
Medicare Advantage Plans (Part C)
Overwhelmed by all-in-one Medicare options? We explain the benefits, costs, and coverage so you know exactly what you’re getting—then help you compare plans from leading carriers.
Medicare Supplement (Medigap)
Unsure if Medigap is right for you? We clarify the differences, help you budget, and make sure you don’t overpay for essential coverage.
Medicare Part D (Prescription Drug Plans)
Confused about drug coverage? Our specialists walk you through your options, so you can avoid expensive mistakes and keep your prescriptions affordable.
Clarity, Confidence, and Ongoing Support—What You Gain With Us
Choosing Medicare shouldn’t feel confusing or risky. With Senior Benefits Consultants, you have a lifelong partner—never just a number in the system. Here’s how we help Hawaii seniors like you find the right fit and feel good about every step:
Unbiased Plan Comparisons
You get clear explanations of your options, not a sales pitch—so you can make decisions with confidence.
Personalized Guidance
Medicare isn’t one-size-fits-all; we match you with plans tailored to your health, budget, and lifestyle in Hawaii.
Local, Concierge Service
Questions don’t stop after enrollment. Our Honolulu team checks in yearly, helps with renewals, and is always one call away.
Trusted by the Community
5-star reviews and referrals from seniors, caregivers, and local families across Oahu and all islands prove our approach works.
Trusted by Hawaii Seniors—See What Our Clients Say
Excellent consultation with Vance Kobayashi this week. He is extremely knowledgeable on the Medicare program. I highly encourage personnel who are nearing the age of 65 and Medicare eligible/enrollment to contact him for his services!
- Nathan Koide
I contacted Vance for help with my medicare advantage coverage, i wanted to reduce my out of pocket medicare costs with one of his plans, he came highly recommended by a friend and he was very helpful and saved me $$$ on my medicare plan, i highly recommend his services...
- pat suenaga
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Proud Supporter of Military & Veteran Organizations
Simply Medicare actively supports causes like Rocking with the Seals and Patriot Fund, hosting several annual fundraisers for veterans.
Testimonials
What Our Clients Are Saying
"These guys have done excellent in taking care of me for many years. I've come close to missing payments and they have always made sure I didn't. Great folks all the way around. Highly recommend!"
-Sam Heise
"Always a pleasure to see the team at Omega Insurance. Very personal experience exploring and analyzing all of the options available for me. Top shelf all the way."
-Walter Deen
"The Dulls and their Crew are AWESOME!! Always doing the best for us as a customer, and engaged in being part of the Communities they serve!!"
-Greg Schrempp
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FAQ
Answers to Common Medicare Questions
When can I enroll in Medicare?
Most people qualify for Medicare at age 65. Your initial enrollment period starts three months before your birthday month and ends three months after. Missing this window can mean penalties, but we’ll help you get it right the first time.
What’s the difference between Medicare Advantage and Medigap?
Medicare Advantage bundles all your coverage through one private plan, often with extra perks. Medigap supplements Original Medicare, helping pay what government coverage doesn’t. We’ll walk you through both, side by side.
Can I change plans if my needs change?
Yes—Medicare has an Annual Enrollment Period each fall, and other options may be available during special circumstances. We help clients review their choices every year to keep coverage on track.
Why work with a Hawaii-based Medicare agency?
Local agents know the unique needs and plans available in Hawaii—including HMSA and carriers other agencies may miss. Our team understands the community and can meet you in-person or by phone for truly personal service.